The photos are in a free quick collage template from Scrapbooks Etc. magazine. If you haven't ever tried one of these, they are awesome! The paper is from a DCWV pack and the font is Century Gothic.
Since I got a copy of PSE 5 ($10 at a garage sale, have I bragged about this?), I decided to use it for the template. It takes fewer steps, but I had to fiddle with them more than I do in DIS. So I think I'll stick to my old software for assembling these in the future. OTOH, I discovered that Elements is way better at brightening and color correcting these poor blurry photos. So that's a serious plus.